Cataract surgery and standard (monofocal) intraocular lenses (IOLs) are covered by Medicare and most health insurance plans, as this procedure is considered medically necessary. Upgrading cataract surgery to Lifestyle IOLs to correct presbyopia or astigmatism, however, is only partially covered by Medicare or other insurance for the cataract portion of fees, as these IOLs are considered to be a luxury and not a medical necessity.

The cost of surgery changes over time just as prices for most products and services change periodically, but our current per-eye prices for these procedures are as follows:

Cataract Surgery

When diagnosed as needed due to its progressive stage, the surgery for cataracts and the placement of a Monofocal IOL is usually covered on approval by insurance (less deductibles and co-pays). If you choose to upgrade from a Monofocal IOL to a Multifocal, Accommodating, or Toric IOL, you will pay out-of-pocket for the cost of the Lifestyle lens and the additional testing and follow-up care needed.

Refractive Lens Exchange

Refractive Lens Exchange (RLE) is usually considered an elective vision correction, since the goal is to reduce or eliminate the need for wearing glasses when no significant cataract is present. RLE is not covered by most insurance, so you will be responsible for the entire out-of-pocket amount. RLE fees include the surgeon and facility fees, IOL, post-operative care for 3 months, and pre- and post-operative medication.

Financing Options

Portions of the fees for Refractive Lens Exchange and the upgrade fees for cataract surgery may be financed. The financing options for vision correction have never been better and can mean the difference between enjoying sharp, clear vision now, versus waiting until you've saved up the money. Getting a quality procedure from a highly accredited and experienced surgeon is important, which is why we will be happy to help you set up financing, or help you plan for using your Flex Spending or Health Savings Account to pay for your procedure.